Claims & After-Hours Help
Need to report a claim?
Find your insurance company below for its claim line, after-hours number, online claim form and policyholder login. Your carrier’s claim number is also printed on your ID card and policy.
If anyone is hurt, there is a fire, or you are in danger, call 911 first.
Report the claim on your carrier’s claim line below, or the number on your ID card or policy.
(913) 229-6222, Mon–Thu 8 AM–5 PM and Fri 8 AM–12 PM (Central). Email Service@rulyins.com or use our claim form.
Travelers
Report a claim
1-800-252-4633After hours
24/7 (same number); policy service 1-888-564-5043, 24/7
Home, auto, boat and business claims.
Auto-Owners
Report a claim
Call Ruly first during office hours: (913) 229-6222After hours
1-888-252-4626 (weekdays 5 p.m.-8 a.m.; 24 hours weekends and holidays)
Auto-Owners asks policyholders to report claims through their agent; the after-hours line is for when we are closed.
Nationwide
Report a claim
1-800-421-3535After hours
Anytime (same number); roadside 1-866-854-4140
Same claim number for personal and business policies.
American Modern
Report a claim
1-800-375-2075 (personal)1-800-604-3205 (commercial)After hours
Hours not posted - use the number on your policy
Collector-vehicle roadside: 1-866-877-9095.
National General
Report a claim
1-800-468-3466After hours
Hours not posted - use the number on your policy
Flood claims: 1-888-598-0296.
Liberty Mutual
Report a claim
1-800-225-2467After hours
Phone help available any time; online filing 24/7
24/7 roadside: 1-877-762-3101. Includes pet policies.
Openly
Report a claim
1-888-808-4842, option 2After hours
No 24/7 phone line (Mon-Fri 8 a.m.-8 p.m. ET, Sat 9 a.m.-4 p.m. ET); file online any time
No public policyholder portal found; service at 1-888-808-4842, option 1.
GEICO
Report a claim
1-800-841-3000 (auto, motorcycle, RV)1-800-241-8098 (home and renters)After hours
Hours not posted - use the number on your policy; roadside 1-800-424-3426
Homeowners of America
Report a claim
1-866-407-9896After hours
Hours not posted - use the number on your policy; email claims@hoaic.com
Root
Report a claim
1-866-980-9431 (new claims)1-866-489-1985 (existing)After hours
No 24/7 phone line (Mon-Fri 9 a.m.-5 p.m. ET); file in the Root app or online 24/7
Don’t see your carrier? Check your ID card or policy for the claim number, or call us at (913) 229-6222.
Phone numbers, hours and links come from each carrier’s own website (checked November 2026) and can change without notice. Always confirm with the number on your ID card or policy. Ruly Insurance Brokerage is an independent agency, not an insurance company; your carrier handles and decides all claims. Links open the carrier’s website, which has its own privacy policy.